{"id":968,"date":"2023-03-25T12:11:47","date_gmt":"2023-03-25T11:11:47","guid":{"rendered":"https:\/\/cuentasenelextranjero.com\/?p=968"},"modified":"2023-11-13T13:27:12","modified_gmt":"2023-11-13T12:27:12","slug":"el-iban-de-todos-los-paises-de-europa-que-es-y-como-funciona","status":"publish","type":"post","link":"https:\/\/cuentasenelextranjero.com\/index.php\/2023\/03\/25\/el-iban-de-todos-los-paises-de-europa-que-es-y-como-funciona\/","title":{"rendered":"El IBAN de todos los pa\u00edses de Europa: \u00bfQu\u00e9 es y c\u00f3mo funciona?"},"content":{"rendered":"<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_69_1 counter-hierarchy ez-toc-counter ez-toc-light-blue ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title ez-toc-toggle\" style=\"cursor:pointer\">Contenido<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 eztoc-toggle-hide-by-default' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/cuentasenelextranjero.com\/index.php\/2023\/03\/25\/el-iban-de-todos-los-paises-de-europa-que-es-y-como-funciona\/#%C2%BFComo_se_compone_el_IBAN\" title=\"\u00bfC\u00f3mo se compone el IBAN?\">\u00bfC\u00f3mo se compone el IBAN?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/cuentasenelextranjero.com\/index.php\/2023\/03\/25\/el-iban-de-todos-los-paises-de-europa-que-es-y-como-funciona\/#%C2%BFQue_otros_codigos_de_cuentas_existen\" title=\"\u00bfQu\u00e9 otros c\u00f3digos de cuentas existen?\">\u00bfQu\u00e9 otros c\u00f3digos de cuentas existen?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/cuentasenelextranjero.com\/index.php\/2023\/03\/25\/el-iban-de-todos-los-paises-de-europa-que-es-y-como-funciona\/#%C2%BFQue_letras_inician_el_IBAN_en_cada_pais_de_Europa\" title=\"\u00bfQu\u00e9 letras inician el IBAN en cada pa\u00eds de Europa?\">\u00bfQu\u00e9 letras inician el IBAN en cada pa\u00eds de Europa?<\/a><\/li><\/ul><\/nav><\/div>\n\n<p class=\"wp-block-paragraph\">El IBAN (International Bank Account Number) es un c\u00f3digo de identificaci\u00f3n de cuentas bancarias internacionales, utilizado principalmente en Europa. Este c\u00f3digo se compone de un conjunto de n\u00fameros y letras que identifican de manera \u00fanica la cuenta bancaria de un titular en cualquier pa\u00eds del mundo.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">La creaci\u00f3n del IBAN fue una iniciativa de la Uni\u00f3n Europea con el objetivo de facilitar las transferencias bancarias entre pa\u00edses de la UE y reducir los errores en las transacciones internacionales. Desde entonces, el uso del IBAN se ha extendido a otros pa\u00edses de Europa y a nivel internacional.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%C2%BFComo_se_compone_el_IBAN\"><\/span>\u00bfC\u00f3mo se compone el IBAN?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">El IBAN se compone de un m\u00e1ximo de 34 caracteres alfanum\u00e9ricos, dependiendo del pa\u00eds en el que se emita el c\u00f3digo. Los primeros dos caracteres del IBAN indican el pa\u00eds en el que se encuentra la cuenta bancaria y los dos siguientes son los d\u00edgitos de control que verifican la validez del c\u00f3digo. A continuaci\u00f3n, se incluyen los n\u00fameros de la entidad bancaria, la sucursal y el n\u00famero de cuenta del titular.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">En algunos pa\u00edses, se a\u00f1aden ceros a la izquierda para completar el n\u00famero de caracteres necesario, mientras que en otros se utiliza un c\u00f3digo de pa\u00eds espec\u00edfico para los d\u00edgitos de control. Es importante destacar que el IBAN no incluye la identificaci\u00f3n del banco, que se incluye en el c\u00f3digo BIC (Bank Identifier Code).<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%C2%BFQue_otros_codigos_de_cuentas_existen\"><\/span>\u00bfQu\u00e9 otros c\u00f3digos de cuentas existen?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Adem\u00e1s del IBAN, existen otros c\u00f3digos de cuentas que se utilizan en diferentes pa\u00edses y para diferentes prop\u00f3sitos. Uno de los m\u00e1s conocidos es el n\u00famero de cuenta bancaria (NCB), utilizado en pa\u00edses como Reino Unido y Estados Unidos para identificar de manera \u00fanica una cuenta bancaria.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">En Australia y Nueva Zelanda, se utiliza el n\u00famero de cuenta bancaria BSB (Bank-State-Branch), que incluye informaci\u00f3n sobre la entidad bancaria, el estado y la sucursal. Por su parte, en Canad\u00e1 se utiliza el n\u00famero de ruta bancaria (Routing Number) para identificar el banco y la sucursal de la cuenta bancaria.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%C2%BFQue_letras_inician_el_IBAN_en_cada_pais_de_Europa\"><\/span>\u00bfQu\u00e9 letras inician el IBAN en cada pa\u00eds de Europa?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">A continuaci\u00f3n, se presenta una lista con las dos letras iniciales del IBAN en cada pa\u00eds de Europa:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Albania: AL<\/li>\n\n\n\n<li>Alemania: DE<\/li>\n\n\n\n<li>Andorra: AD<\/li>\n\n\n\n<li>Austria: AT<\/li>\n\n\n\n<li>B\u00e9lgica: BE<\/li>\n\n\n\n<li>Bielorrusia: BY<\/li>\n\n\n\n<li>Bosnia y Herzegovina: BA<\/li>\n\n\n\n<li>Bulgaria: BG<\/li>\n\n\n\n<li>Chipre: CY<\/li>\n\n\n\n<li>Croacia: HR<\/li>\n\n\n\n<li>Dinamarca: DK<\/li>\n\n\n\n<li>Eslovaquia: SK<\/li>\n\n\n\n<li>Eslovenia: SI<\/li>\n\n\n\n<li>Espa\u00f1a: ES<\/li>\n\n\n\n<li>Estonia: EE<\/li>\n\n\n\n<li>Finlandia: FI<\/li>\n\n\n\n<li>Francia: FR<\/li>\n\n\n\n<li>Gibraltar: GI<\/li>\n\n\n\n<li>Grecia: GR<\/li>\n\n\n\n<li>Guernsey: GG<\/li>\n\n\n\n<li>Hungr\u00eda: HU<\/li>\n\n\n\n<li>Irlanda: IE<\/li>\n\n\n\n<li>Islandia: IS<\/li>\n\n\n\n<li>Islas Feroe: FO<\/li>\n\n\n\n<li>Islas Turcas y Caicos: TC<\/li>\n\n\n\n<li>Italia: IT<\/li>\n\n\n\n<li>Jersey: JE<\/li>\n\n\n\n<li>Kosovo: XK<\/li>\n\n\n\n<li>Letonia: LV<\/li>\n\n\n\n<li>Liechtenstein: LI<\/li>\n\n\n\n<li>Lituania: LT<\/li>\n\n\n\n<li>Luxemburgo: LU<\/li>\n\n\n\n<li>Macedonia del Norte: MK<\/li>\n\n\n\n<li>Malta: MT<\/li>\n\n\n\n<li>Moldavia: MD<\/li>\n\n\n\n<li>M\u00f3naco: MC<\/li>\n\n\n\n<li>Noruega: NO<\/li>\n\n\n\n<li>Pa\u00edses Bajos: NL<\/li>\n\n\n\n<li>Polonia: PL<\/li>\n\n\n\n<li>Portugal: PT<\/li>\n\n\n\n<li>Reino Unido: GB<\/li>\n\n\n\n<li>Rep\u00fablica Checa: CZ<\/li>\n\n\n\n<li>Ruman\u00eda San Marino: SM<\/li>\n\n\n\n<li>Suecia: SE<\/li>\n\n\n\n<li>Suiza: CH<\/li>\n<\/ul>\n","protected":false},"excerpt":{"rendered":"<p>El IBAN (International Bank Account Number) es un c\u00f3digo de identificaci\u00f3n de cuentas bancarias internacionales, utilizado principalmente en Europa. Este c\u00f3digo se compone de un conjunto de n\u00fameros y letras que identifican de manera \u00fanica la cuenta bancaria de un titular en cualquier pa\u00eds del mundo. La creaci\u00f3n del IBAN fue una iniciativa de la [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":970,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"jetpack_post_was_ever_published":false,"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":true,"jetpack_social_options":{"image_generator_settings":{"template":"highway","enabled":false},"version":2}},"categories":[3],"tags":[],"class_list":["post-968","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-blog"],"jetpack_publicize_connections":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.6 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>El IBAN de todos los pa\u00edses de Europa: \u00bfQu\u00e9 es y c\u00f3mo funciona?<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/cuentasenelextranjero.com\/index.php\/2023\/03\/25\/el-iban-de-todos-los-paises-de-europa-que-es-y-como-funciona\/\" \/>\n<meta property=\"og:locale\" content=\"es_ES\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"El IBAN de todos los pa\u00edses de Europa: \u00bfQu\u00e9 es y c\u00f3mo funciona?\" \/>\n<meta property=\"og:description\" content=\"El IBAN (International Bank Account Number) es un c\u00f3digo de identificaci\u00f3n de cuentas bancarias internacionales, utilizado principalmente en Europa. 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