{"id":344,"date":"2019-08-21T13:32:47","date_gmt":"2019-08-21T11:32:47","guid":{"rendered":"https:\/\/cuentasenelextranjero.com\/?p=344"},"modified":"2026-10-03T23:42:46","modified_gmt":"2026-10-03T21:42:46","slug":"ahorro-de-comisiones-usando-la-tarjeta-de-n26-en-un-pais-fuera-de-la-zona-euro","status":"publish","type":"post","link":"https:\/\/cuentasenelextranjero.com\/index.php\/2019\/08\/21\/ahorro-de-comisiones-usando-la-tarjeta-de-n26-en-un-pais-fuera-de-la-zona-euro\/","title":{"rendered":"Ahorro de comisiones usando la tarjeta de N26 en un pa\u00eds fuera de la zona euro"},"content":{"rendered":"<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_69_1 counter-hierarchy ez-toc-counter ez-toc-light-blue ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title ez-toc-toggle\" style=\"cursor:pointer\">Contenido<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 eztoc-toggle-hide-by-default' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/cuentasenelextranjero.com\/index.php\/2019\/08\/21\/ahorro-de-comisiones-usando-la-tarjeta-de-n26-en-un-pais-fuera-de-la-zona-euro\/#Pagar_con_N26_en_otra_moneda\" title=\"Pagar con N26 en otra moneda\">Pagar con N26 en otra moneda<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/cuentasenelextranjero.com\/index.php\/2019\/08\/21\/ahorro-de-comisiones-usando-la-tarjeta-de-n26-en-un-pais-fuera-de-la-zona-euro\/#Retirar_efectivo\" title=\"Retirar efectivo\">Retirar efectivo<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/cuentasenelextranjero.com\/index.php\/2019\/08\/21\/ahorro-de-comisiones-usando-la-tarjeta-de-n26-en-un-pais-fuera-de-la-zona-euro\/#Cuanto_te_ahorraras_de_verdad\" title=\"Cu\u00e1nto te ahorrar\u00e1s de verdad\">Cu\u00e1nto te ahorrar\u00e1s de verdad<\/a><\/li><\/ul><\/nav><\/div>\n\n<p>Para comparar una tarjeta durante un viaje, separa pagos en otra moneda, retiradas en cajero y la cuota del plan. Las tarifas de otros bancos dependen de cada producto, as\u00ed que compara siempre con las condiciones vigentes de tu entidad.<\/p><figure style=\"max-width:580px;margin:24px auto\"><img data-recalc-dims=\"1\" loading=\"lazy\" decoding=\"async\" src=\"https:\/\/i0.wp.com\/cuentasenelextranjero.com\/wp-content\/uploads\/2026\/10\/8-n26-sinpie.png?resize=580%2C580&#038;ssl=1\" alt=\"N26: cuenta espa\u00f1ola con IBAN ES, planes y condiciones\" width=\"580\" height=\"580\" style=\"display:block;width:100%;height:auto\"\/><\/figure><h2><span class=\"ez-toc-section\" id=\"Pagar_con_N26_en_otra_moneda\"><\/span>Pagar con N26 en otra moneda<span class=\"ez-toc-section-end\"><\/span><\/h2><p>La ayuda oficial indica que <a href=\"https:\/\/cuentasenelextranjero.com\/n26\" target=\"_blank\" rel=\"noopener sponsored\">N26<\/a> aplica el tipo de cambio de Mastercard y no a\u00f1ade una tarifa por la transacci\u00f3n en moneda extranjera. El cambio de Mastercard no es necesariamente id\u00e9ntico al tipo de referencia del BCE.<\/p><h2><span class=\"ez-toc-section\" id=\"Retirar_efectivo\"><\/span>Retirar efectivo<span class=\"ez-toc-section-end\"><\/span><\/h2><p>Para retiradas fuera de la zona euro, <a href=\"https:\/\/cuentasenelextranjero.com\/n26\" target=\"_blank\" rel=\"noopener sponsored\">N26<\/a> indica una comisi\u00f3n del 1,7 % en Standard, Business, Smart y Business Smart. Go, Business Go, Metal y Business Metal no aplican esa comisi\u00f3n de N26. Revisa adem\u00e1s los posibles costes del operador del cajero y las condiciones de tu plan.<\/p><p>Un plan de pago no compensa autom\u00e1ticamente por hacer un viaje: compara su cuota y sus servicios con el uso que realmente har\u00e1s.<\/p><h2><span class=\"ez-toc-section\" id=\"Cuanto_te_ahorraras_de_verdad\"><\/span>Cu\u00e1nto te ahorrar\u00e1s de verdad<span class=\"ez-toc-section-end\"><\/span><\/h2><p>El ahorro depende de tu plan, de cu\u00e1nto pagues o retires en otra moneda y del tipo de cambio del d\u00eda. Una operaci\u00f3n pasada no demuestra cu\u00e1l ser\u00e1 el cambio o el coste de la siguiente.<\/p><p><a href=\"https:\/\/cuentasenelextranjero.com\/n26\" target=\"_blank\" rel=\"noopener noreferrer\">Consultar N26<\/a> \u00b7 <a href=\"https:\/\/cuentasenelextranjero.com\/index.php\/cuenta-en-alemania\/\">Ver la ficha actual de la cuenta N26<\/a>.<\/p><p><small>Fuente: ayuda oficial de N26 sobre pagos y retiradas en el extranjero. Consultada el 3 de octubre de 2026.<\/small><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Para comparar una tarjeta durante un viaje, separa pagos en otra moneda, retiradas en cajero y la cuota del plan. Las tarifas de otros bancos dependen de cada producto, as\u00ed que compara siempre con las condiciones vigentes de tu entidad. Pagar con N26 en otra moneda La ayuda oficial indica que N26 aplica el tipo [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":348,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"jetpack_post_was_ever_published":false,"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":true,"jetpack_social_options":{"image_generator_settings":{"template":"highway","enabled":false},"version":2}},"categories":[3],"tags":[],"class_list":["post-344","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-blog"],"jetpack_publicize_connections":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.6 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Ahorro de comisiones usando la tarjeta de N26 en un pa\u00eds fuera de la zona euro - Cuentas en el extranjero<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/cuentasenelextranjero.com\/index.php\/2019\/08\/21\/ahorro-de-comisiones-usando-la-tarjeta-de-n26-en-un-pais-fuera-de-la-zona-euro\/\" \/>\n<meta property=\"og:locale\" content=\"es_ES\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Ahorro de comisiones usando la tarjeta de N26 en un pa\u00eds fuera de la zona euro - Cuentas en el extranjero\" \/>\n<meta property=\"og:description\" content=\"Para comparar una tarjeta durante un viaje, separa pagos en otra moneda, retiradas en cajero y la cuota del plan. 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