{"id":1686,"date":"2026-11-03T08:59:50","date_gmt":"2026-11-03T07:59:50","guid":{"rendered":"https:\/\/cuentasenelextranjero.com\/?p=1686"},"modified":"2026-11-03T09:01:48","modified_gmt":"2026-11-03T08:01:48","slug":"garantia-de-depositos-en-europa-que-cubre-y-como-comprobar-tu-banco","status":"publish","type":"post","link":"https:\/\/cuentasenelextranjero.com\/index.php\/2026\/11\/03\/garantia-de-depositos-en-europa-que-cubre-y-como-comprobar-tu-banco\/","title":{"rendered":"Garant\u00eda de dep\u00f3sitos en Europa: qu\u00e9 cubre y c\u00f3mo comprobar tu banco"},"content":{"rendered":"<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_69_1 counter-hierarchy ez-toc-counter ez-toc-light-blue ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title ez-toc-toggle\" style=\"cursor:pointer\">Contenido<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 eztoc-toggle-hide-by-default' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/cuentasenelextranjero.com\/index.php\/2026\/11\/03\/garantia-de-depositos-en-europa-que-cubre-y-como-comprobar-tu-banco\/#Que_cubre_y_que_no\" title=\"Qu\u00e9 cubre y qu\u00e9 no\">Qu\u00e9 cubre y qu\u00e9 no<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/cuentasenelextranjero.com\/index.php\/2026\/11\/03\/garantia-de-depositos-en-europa-que-cubre-y-como-comprobar-tu-banco\/#Como_comprobar_tu_entidad_pais_por_pais\" title=\"C\u00f3mo comprobar tu entidad, pa\u00eds por pa\u00eds\">C\u00f3mo comprobar tu entidad, pa\u00eds por pa\u00eds<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/cuentasenelextranjero.com\/index.php\/2026\/11\/03\/garantia-de-depositos-en-europa-que-cubre-y-como-comprobar-tu-banco\/#Espana\" title=\"Espa\u00f1a\">Espa\u00f1a<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/cuentasenelextranjero.com\/index.php\/2026\/11\/03\/garantia-de-depositos-en-europa-que-cubre-y-como-comprobar-tu-banco\/#Alemania\" title=\"Alemania\">Alemania<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/cuentasenelextranjero.com\/index.php\/2026\/11\/03\/garantia-de-depositos-en-europa-que-cubre-y-como-comprobar-tu-banco\/#Lituania\" title=\"Lituania\">Lituania<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/cuentasenelextranjero.com\/index.php\/2026\/11\/03\/garantia-de-depositos-en-europa-que-cubre-y-como-comprobar-tu-banco\/#Paises_Bajos\" title=\"Pa\u00edses Bajos\">Pa\u00edses Bajos<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/cuentasenelextranjero.com\/index.php\/2026\/11\/03\/garantia-de-depositos-en-europa-que-cubre-y-como-comprobar-tu-banco\/#Suecia\" title=\"Suecia\">Suecia<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/cuentasenelextranjero.com\/index.php\/2026\/11\/03\/garantia-de-depositos-en-europa-que-cubre-y-como-comprobar-tu-banco\/#Italia\" title=\"Italia\">Italia<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/cuentasenelextranjero.com\/index.php\/2026\/11\/03\/garantia-de-depositos-en-europa-que-cubre-y-como-comprobar-tu-banco\/#Francia\" title=\"Francia\">Francia<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/cuentasenelextranjero.com\/index.php\/2026\/11\/03\/garantia-de-depositos-en-europa-que-cubre-y-como-comprobar-tu-banco\/#Belgica\" title=\"B\u00e9lgica\">B\u00e9lgica<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/cuentasenelextranjero.com\/index.php\/2026\/11\/03\/garantia-de-depositos-en-europa-que-cubre-y-como-comprobar-tu-banco\/#Malta\" title=\"Malta\">Malta<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/cuentasenelextranjero.com\/index.php\/2026\/11\/03\/garantia-de-depositos-en-europa-que-cubre-y-como-comprobar-tu-banco\/#Ejemplos_con_las_entidades_que_analizamos\" title=\"Ejemplos con las entidades que analizamos\">Ejemplos con las entidades que analizamos<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/cuentasenelextranjero.com\/index.php\/2026\/11\/03\/garantia-de-depositos-en-europa-que-cubre-y-como-comprobar-tu-banco\/#Antes_de_fiarte_solo_del_registro\" title=\"Antes de fiarte solo del registro\">Antes de fiarte solo del registro<\/a><\/li><\/ul><\/nav><\/div>\n<p>Si tu cuenta est\u00e1 en un banco con licencia en la Uni\u00f3n Europea, tus dep\u00f3sitos est\u00e1n protegidos hasta 100.000 euros por titular y por entidad, aunque el banco quiebre. Es una garant\u00eda armonizada por la Directiva 2014\/49\/UE y, desde el 1 de enero de 2024, el plazo legal de reembolso es de 7 d\u00edas laborables. Esta p\u00e1gina recoge, pa\u00eds por pa\u00eds, el esquema oficial que te cubre y el registro donde comprobar que tu entidad est\u00e1 dentro.<\/p>\n<p><strong>Lo m\u00e1s importante antes de mirar la tabla: no todo lo que te da un IBAN europeo es un banco.<\/strong> Las entidades de pago y de dinero electr\u00f3nico, como Wise (B\u00e9lgica) o Blackcatcard (Malta), no tienen garant\u00eda de dep\u00f3sitos: tu dinero est\u00e1 protegido por salvaguarda, que es otra cosa (los fondos se segregan en bancos o en activos seguros, pero no hay un fondo que te reembolse si la entidad quiebra).<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Que_cubre_y_que_no\"><\/span>Qu\u00e9 cubre y qu\u00e9 no<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<ul>\n<li>Cubre: cuentas corrientes, cuentas de ahorro y dep\u00f3sitos en bancos con licencia, hasta 100.000 euros por titular y entidad.<\/li>\n<li>No cubre: entidades de pago y de dinero electr\u00f3nico (salvaguarda, ver arriba), inversiones en fondos o acciones, criptoactivos, ni lo que supere el l\u00edmite por titular y entidad.<\/li>\n<\/ul>\n<h2><span class=\"ez-toc-section\" id=\"Como_comprobar_tu_entidad_pais_por_pais\"><\/span>C\u00f3mo comprobar tu entidad, pa\u00eds por pa\u00eds<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<h3><span class=\"ez-toc-section\" id=\"Espana\"><\/span>Espa\u00f1a<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Fondo de Garant\u00eda de Dep\u00f3sitos.<\/strong> Registro oficial: <a href=\"https:\/\/www.fgd.es\" target=\"_blank\" rel=\"noopener\">fgd.es<\/a> (listado de entidades adheridas)<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Alemania\"><\/span>Alemania<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Entsch\u00e4digungseinrichtung deutscher Banken (EdB).<\/strong> Registro oficial: <a href=\"https:\/\/edb-banken.de\/\" target=\"_blank\" rel=\"noopener\">edb-banken.de<\/a><\/p>\n<h3><span class=\"ez-toc-section\" id=\"Lituania\"><\/span>Lituania<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>II \u00abInd\u0117li\u0173 ir investicij\u0173 draudimas\u00bb.<\/strong> Registro oficial: <a href=\"https:\/\/www.iidraudimas.lt\/en\/\" target=\"_blank\" rel=\"noopener\">iidraudimas.lt<\/a><\/p>\n<h3><span class=\"ez-toc-section\" id=\"Paises_Bajos\"><\/span>Pa\u00edses Bajos<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>De Nederlandsche Bank (depositogarantie).<\/strong> Registro oficial: <a href=\"https:\/\/www.dnb.nl\/betrouwbare-financiele-sector\/nederlandse-depositogarantie\/\" target=\"_blank\" rel=\"noopener\">dnb.nl<\/a><\/p>\n<h3><span class=\"ez-toc-section\" id=\"Suecia\"><\/span>Suecia<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Riksg\u00e4lden (garant\u00eda de dep\u00f3sitos).<\/strong> Registro oficial: <a href=\"https:\/\/www.riksgalden.se\/\" target=\"_blank\" rel=\"noopener\">riksgalden.se<\/a><\/p>\n<h3><span class=\"ez-toc-section\" id=\"Italia\"><\/span>Italia<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Fondo Interbancario di Tutela dei Depositi (FITD).<\/strong> Registro oficial: <a href=\"https:\/\/www.fitd.it\/\" target=\"_blank\" rel=\"noopener\">fitd.it<\/a><\/p>\n<h3><span class=\"ez-toc-section\" id=\"Francia\"><\/span>Francia<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Fonds de Garantie des D\u00e9p\u00f4ts et de R\u00e9solution (FGDR).<\/strong> Registro oficial: <a href=\"http:\/\/www.garantiedesdepots.fr\/\" target=\"_blank\" rel=\"noopener\">garantiedesdepots.fr<\/a><\/p>\n<h3><span class=\"ez-toc-section\" id=\"Belgica\"><\/span>B\u00e9lgica<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Garantiefonds (solo bancos).<\/strong> Registro oficial: <a href=\"http:\/\/garantiefonds.belgium.be\/\" target=\"_blank\" rel=\"noopener\">garantiefonds.belgium.be<\/a><\/p>\n<h3><span class=\"ez-toc-section\" id=\"Malta\"><\/span>Malta<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Depositor Compensation Scheme (solo bancos).<\/strong> Registro oficial: <a href=\"http:\/\/www.compensationschemes.org.mt\/\" target=\"_blank\" rel=\"noopener\">compensationschemes.org.mt<\/a><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Ejemplos_con_las_entidades_que_analizamos\"><\/span>Ejemplos con las entidades que analizamos<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<ul>\n<li><strong>Revolut<\/strong> opera como banco lituano (Revolut Bank UAB): lo cubre el esquema lituano y se comprueba en iidraudimas.lt.<\/li>\n<li><strong>N26<\/strong> y <strong>Trade Republic<\/strong> son bancos alemanes: los cubre la EdB.<\/li>\n<li><strong>bunq<\/strong> es un banco neerland\u00e9s: lo cubre De Nederlandsche Bank.<\/li>\n<li><strong>Klarna<\/strong> es un banco sueco: lo cubre Riksg\u00e4lden.<\/li>\n<li><strong>Wise<\/strong> (B\u00e9lgica) y <strong>Blackcatcard<\/strong> (Malta) no son bancos: no hay garant\u00eda de dep\u00f3sitos, hay salvaguarda.<\/li>\n<li>En <strong>Raisin<\/strong>, cada banco se cubre por el esquema de su pa\u00eds: mira el pa\u00eds del producto concreto en la tabla y compru\u00e9balo en su registro.<\/li>\n<\/ul>\n<h2><span class=\"ez-toc-section\" id=\"Antes_de_fiarte_solo_del_registro\"><\/span>Antes de fiarte solo del registro<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Comprueba el nombre legal exacto de la entidad, no la marca: el registro lista la sociedad (por ejemplo, Revolut Bank UAB), y la garant\u00eda es por titular y entidad. Si repartes m\u00e1s de 100.000 euros, hazlo entre entidades con licencias distintas, no entre marcas del mismo grupo.<\/p>\n<p><em>Comprobado el 3 de noviembre de 2026 en los registros oficiales enlazados. Fuentes: Directiva 2014\/49\/UE (BOE DOUE-L-2014-81282), lista de esquemas de garant\u00eda de dep\u00f3sitos de la Autoridad Bancaria Europea (EBA) y los registros nacionales de cada pa\u00eds.<\/em><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Si tu cuenta est\u00e1 en un banco con licencia en la Uni\u00f3n Europea, tus dep\u00f3sitos est\u00e1n protegidos hasta 100.000 euros por titular y por entidad, aunque el banco quiebre. Es una garant\u00eda armonizada por la Directiva 2014\/49\/UE y, desde el 1 de enero de 2024, el plazo legal de reembolso es de 7 d\u00edas laborables. [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"jetpack_post_was_ever_published":false,"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":true,"jetpack_social_options":{"image_generator_settings":{"template":"highway","enabled":false},"version":2}},"categories":[1],"tags":[],"class_list":["post-1686","post","type-post","status-publish","format-standard","hentry","category-uncategorized"],"jetpack_publicize_connections":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.6 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Garant\u00eda de dep\u00f3sitos en Europa: qu\u00e9 cubre y c\u00f3mo comprobar tu banco - Cuentas en el extranjero<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/cuentasenelextranjero.com\/index.php\/2026\/11\/03\/garantia-de-depositos-en-europa-que-cubre-y-como-comprobar-tu-banco\/\" \/>\n<meta property=\"og:locale\" content=\"es_ES\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Garant\u00eda de dep\u00f3sitos en Europa: qu\u00e9 cubre y c\u00f3mo comprobar tu banco - Cuentas en el extranjero\" \/>\n<meta property=\"og:description\" content=\"Si tu cuenta est\u00e1 en un banco con licencia en la Uni\u00f3n Europea, tus dep\u00f3sitos est\u00e1n protegidos hasta 100.000 euros por titular y por entidad, aunque el banco quiebre. Es una garant\u00eda armonizada por la Directiva 2014\/49\/UE y, desde el 1 de enero de 2024, el plazo legal de reembolso es de 7 d\u00edas laborables. [&hellip;]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/cuentasenelextranjero.com\/index.php\/2026\/11\/03\/garantia-de-depositos-en-europa-que-cubre-y-como-comprobar-tu-banco\/\" \/>\n<meta property=\"og:site_name\" content=\"Cuentas en el extranjero\" \/>\n<meta property=\"article:published_time\" content=\"2026-11-03T07:59:50+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-11-03T08:01:48+00:00\" \/>\n<meta name=\"author\" content=\"Cuentas en el extranjero\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Escrito por\" \/>\n\t<meta name=\"twitter:data1\" content=\"Cuentas en el extranjero\" \/>\n\t<meta name=\"twitter:label2\" content=\"Tiempo de lectura\" \/>\n\t<meta name=\"twitter:data2\" content=\"3 minutos\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/cuentasenelextranjero.com\\\/index.php\\\/2026\\\/11\\\/03\\\/garantia-de-depositos-en-europa-que-cubre-y-como-comprobar-tu-banco\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/cuentasenelextranjero.com\\\/index.php\\\/2026\\\/11\\\/03\\\/garantia-de-depositos-en-europa-que-cubre-y-como-comprobar-tu-banco\\\/\"},\"author\":{\"name\":\"Cuentas en el extranjero\",\"@id\":\"https:\\\/\\\/cuentasenelextranjero.com\\\/#\\\/schema\\\/person\\\/6e2e787abdaeb9fe26e49cf4ed0bd429\"},\"headline\":\"Garant\u00eda de dep\u00f3sitos en Europa: qu\u00e9 cubre y c\u00f3mo comprobar tu banco\",\"datePublished\":\"2026-11-03T07:59:50+00:00\",\"dateModified\":\"2026-11-03T08:01:48+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/cuentasenelextranjero.com\\\/index.php\\\/2026\\\/11\\\/03\\\/garantia-de-depositos-en-europa-que-cubre-y-como-comprobar-tu-banco\\\/\"},\"wordCount\":543,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\\\/\\\/cuentasenelextranjero.com\\\/#organization\"},\"articleSection\":[\"Uncategorized\"],\"inLanguage\":\"es\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\\\/\\\/cuentasenelextranjero.com\\\/index.php\\\/2026\\\/11\\\/03\\\/garantia-de-depositos-en-europa-que-cubre-y-como-comprobar-tu-banco\\\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/cuentasenelextranjero.com\\\/index.php\\\/2026\\\/11\\\/03\\\/garantia-de-depositos-en-europa-que-cubre-y-como-comprobar-tu-banco\\\/\",\"url\":\"https:\\\/\\\/cuentasenelextranjero.com\\\/index.php\\\/2026\\\/11\\\/03\\\/garantia-de-depositos-en-europa-que-cubre-y-como-comprobar-tu-banco\\\/\",\"name\":\"Garant\u00eda de dep\u00f3sitos en Europa: qu\u00e9 cubre y c\u00f3mo comprobar tu banco - Cuentas en el extranjero\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/cuentasenelextranjero.com\\\/#website\"},\"datePublished\":\"2026-11-03T07:59:50+00:00\",\"dateModified\":\"2026-11-03T08:01:48+00:00\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/cuentasenelextranjero.com\\\/index.php\\\/2026\\\/11\\\/03\\\/garantia-de-depositos-en-europa-que-cubre-y-como-comprobar-tu-banco\\\/#breadcrumb\"},\"inLanguage\":\"es\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/cuentasenelextranjero.com\\\/index.php\\\/2026\\\/11\\\/03\\\/garantia-de-depositos-en-europa-que-cubre-y-como-comprobar-tu-banco\\\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/cuentasenelextranjero.com\\\/index.php\\\/2026\\\/11\\\/03\\\/garantia-de-depositos-en-europa-que-cubre-y-como-comprobar-tu-banco\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/cuentasenelextranjero.com\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Garant\u00eda de dep\u00f3sitos en Europa: qu\u00e9 cubre y c\u00f3mo comprobar tu banco\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/cuentasenelextranjero.com\\\/#website\",\"url\":\"https:\\\/\\\/cuentasenelextranjero.com\\\/\",\"name\":\"Cuentas en el extranjero\",\"description\":\"Las Mejores Cuentas en el Extranjero\",\"publisher\":{\"@id\":\"https:\\\/\\\/cuentasenelextranjero.com\\\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/cuentasenelextranjero.com\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"es\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/cuentasenelextranjero.com\\\/#organization\",\"name\":\"cuentasenelextranjero.com\",\"url\":\"https:\\\/\\\/cuentasenelextranjero.com\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"es\",\"@id\":\"https:\\\/\\\/cuentasenelextranjero.com\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/i0.wp.com\\\/cuentasenelextranjero.com\\\/wp-content\\\/uploads\\\/2018\\\/08\\\/imagen-home.jpg?fit=1060%2C442&ssl=1\",\"contentUrl\":\"https:\\\/\\\/i0.wp.com\\\/cuentasenelextranjero.com\\\/wp-content\\\/uploads\\\/2018\\\/08\\\/imagen-home.jpg?fit=1060%2C442&ssl=1\",\"width\":1060,\"height\":442,\"caption\":\"cuentasenelextranjero.com\"},\"image\":{\"@id\":\"https:\\\/\\\/cuentasenelextranjero.com\\\/#\\\/schema\\\/logo\\\/image\\\/\"}},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/cuentasenelextranjero.com\\\/#\\\/schema\\\/person\\\/6e2e787abdaeb9fe26e49cf4ed0bd429\",\"name\":\"Cuentas en el extranjero\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"es\",\"@id\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/51d05953e8e97baeb712a1905f15d3da5f7343ab9661bc89e339d1067b5351d3?s=96&d=mm&r=g\",\"url\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/51d05953e8e97baeb712a1905f15d3da5f7343ab9661bc89e339d1067b5351d3?s=96&d=mm&r=g\",\"contentUrl\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/51d05953e8e97baeb712a1905f15d3da5f7343ab9661bc89e339d1067b5351d3?s=96&d=mm&r=g\",\"caption\":\"Cuentas en el extranjero\"}}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Garant\u00eda de dep\u00f3sitos en Europa: qu\u00e9 cubre y c\u00f3mo comprobar tu banco - Cuentas en el extranjero","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/cuentasenelextranjero.com\/index.php\/2026\/11\/03\/garantia-de-depositos-en-europa-que-cubre-y-como-comprobar-tu-banco\/","og_locale":"es_ES","og_type":"article","og_title":"Garant\u00eda de dep\u00f3sitos en Europa: qu\u00e9 cubre y c\u00f3mo comprobar tu banco - Cuentas en el extranjero","og_description":"Si tu cuenta est\u00e1 en un banco con licencia en la Uni\u00f3n Europea, tus dep\u00f3sitos est\u00e1n protegidos hasta 100.000 euros por titular y por entidad, aunque el banco quiebre. Es una garant\u00eda armonizada por la Directiva 2014\/49\/UE y, desde el 1 de enero de 2024, el plazo legal de reembolso es de 7 d\u00edas laborables. [&hellip;]","og_url":"https:\/\/cuentasenelextranjero.com\/index.php\/2026\/11\/03\/garantia-de-depositos-en-europa-que-cubre-y-como-comprobar-tu-banco\/","og_site_name":"Cuentas en el extranjero","article_published_time":"2026-11-03T07:59:50+00:00","article_modified_time":"2026-11-03T08:01:48+00:00","author":"Cuentas en el extranjero","twitter_card":"summary_large_image","twitter_misc":{"Escrito por":"Cuentas en el extranjero","Tiempo de lectura":"3 minutos"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/cuentasenelextranjero.com\/index.php\/2026\/11\/03\/garantia-de-depositos-en-europa-que-cubre-y-como-comprobar-tu-banco\/#article","isPartOf":{"@id":"https:\/\/cuentasenelextranjero.com\/index.php\/2026\/11\/03\/garantia-de-depositos-en-europa-que-cubre-y-como-comprobar-tu-banco\/"},"author":{"name":"Cuentas en el extranjero","@id":"https:\/\/cuentasenelextranjero.com\/#\/schema\/person\/6e2e787abdaeb9fe26e49cf4ed0bd429"},"headline":"Garant\u00eda de dep\u00f3sitos en Europa: qu\u00e9 cubre y c\u00f3mo comprobar tu banco","datePublished":"2026-11-03T07:59:50+00:00","dateModified":"2026-11-03T08:01:48+00:00","mainEntityOfPage":{"@id":"https:\/\/cuentasenelextranjero.com\/index.php\/2026\/11\/03\/garantia-de-depositos-en-europa-que-cubre-y-como-comprobar-tu-banco\/"},"wordCount":543,"commentCount":0,"publisher":{"@id":"https:\/\/cuentasenelextranjero.com\/#organization"},"articleSection":["Uncategorized"],"inLanguage":"es","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/cuentasenelextranjero.com\/index.php\/2026\/11\/03\/garantia-de-depositos-en-europa-que-cubre-y-como-comprobar-tu-banco\/#respond"]}]},{"@type":"WebPage","@id":"https:\/\/cuentasenelextranjero.com\/index.php\/2026\/11\/03\/garantia-de-depositos-en-europa-que-cubre-y-como-comprobar-tu-banco\/","url":"https:\/\/cuentasenelextranjero.com\/index.php\/2026\/11\/03\/garantia-de-depositos-en-europa-que-cubre-y-como-comprobar-tu-banco\/","name":"Garant\u00eda de dep\u00f3sitos en Europa: qu\u00e9 cubre y c\u00f3mo comprobar tu banco - Cuentas en el extranjero","isPartOf":{"@id":"https:\/\/cuentasenelextranjero.com\/#website"},"datePublished":"2026-11-03T07:59:50+00:00","dateModified":"2026-11-03T08:01:48+00:00","breadcrumb":{"@id":"https:\/\/cuentasenelextranjero.com\/index.php\/2026\/11\/03\/garantia-de-depositos-en-europa-que-cubre-y-como-comprobar-tu-banco\/#breadcrumb"},"inLanguage":"es","potentialAction":[{"@type":"ReadAction","target":["https:\/\/cuentasenelextranjero.com\/index.php\/2026\/11\/03\/garantia-de-depositos-en-europa-que-cubre-y-como-comprobar-tu-banco\/"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/cuentasenelextranjero.com\/index.php\/2026\/11\/03\/garantia-de-depositos-en-europa-que-cubre-y-como-comprobar-tu-banco\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/cuentasenelextranjero.com\/"},{"@type":"ListItem","position":2,"name":"Garant\u00eda de dep\u00f3sitos en Europa: qu\u00e9 cubre y c\u00f3mo comprobar tu banco"}]},{"@type":"WebSite","@id":"https:\/\/cuentasenelextranjero.com\/#website","url":"https:\/\/cuentasenelextranjero.com\/","name":"Cuentas en el extranjero","description":"Las Mejores Cuentas en el Extranjero","publisher":{"@id":"https:\/\/cuentasenelextranjero.com\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/cuentasenelextranjero.com\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"es"},{"@type":"Organization","@id":"https:\/\/cuentasenelextranjero.com\/#organization","name":"cuentasenelextranjero.com","url":"https:\/\/cuentasenelextranjero.com\/","logo":{"@type":"ImageObject","inLanguage":"es","@id":"https:\/\/cuentasenelextranjero.com\/#\/schema\/logo\/image\/","url":"https:\/\/i0.wp.com\/cuentasenelextranjero.com\/wp-content\/uploads\/2018\/08\/imagen-home.jpg?fit=1060%2C442&ssl=1","contentUrl":"https:\/\/i0.wp.com\/cuentasenelextranjero.com\/wp-content\/uploads\/2018\/08\/imagen-home.jpg?fit=1060%2C442&ssl=1","width":1060,"height":442,"caption":"cuentasenelextranjero.com"},"image":{"@id":"https:\/\/cuentasenelextranjero.com\/#\/schema\/logo\/image\/"}},{"@type":"Person","@id":"https:\/\/cuentasenelextranjero.com\/#\/schema\/person\/6e2e787abdaeb9fe26e49cf4ed0bd429","name":"Cuentas en el extranjero","image":{"@type":"ImageObject","inLanguage":"es","@id":"https:\/\/secure.gravatar.com\/avatar\/51d05953e8e97baeb712a1905f15d3da5f7343ab9661bc89e339d1067b5351d3?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/51d05953e8e97baeb712a1905f15d3da5f7343ab9661bc89e339d1067b5351d3?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/51d05953e8e97baeb712a1905f15d3da5f7343ab9661bc89e339d1067b5351d3?s=96&d=mm&r=g","caption":"Cuentas en el extranjero"}}]}},"jetpack_sharing_enabled":true,"jetpack_featured_media_url":"","jetpack_shortlink":"https:\/\/wp.me\/p9SLCy-rc","jetpack-related-posts":[],"amp_enabled":true,"_links":{"self":[{"href":"https:\/\/cuentasenelextranjero.com\/index.php\/wp-json\/wp\/v2\/posts\/1686","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/cuentasenelextranjero.com\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/cuentasenelextranjero.com\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/cuentasenelextranjero.com\/index.php\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/cuentasenelextranjero.com\/index.php\/wp-json\/wp\/v2\/comments?post=1686"}],"version-history":[{"count":11,"href":"https:\/\/cuentasenelextranjero.com\/index.php\/wp-json\/wp\/v2\/posts\/1686\/revisions"}],"predecessor-version":[{"id":1697,"href":"https:\/\/cuentasenelextranjero.com\/index.php\/wp-json\/wp\/v2\/posts\/1686\/revisions\/1697"}],"wp:attachment":[{"href":"https:\/\/cuentasenelextranjero.com\/index.php\/wp-json\/wp\/v2\/media?parent=1686"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/cuentasenelextranjero.com\/index.php\/wp-json\/wp\/v2\/categories?post=1686"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/cuentasenelextranjero.com\/index.php\/wp-json\/wp\/v2\/tags?post=1686"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}