{"id":1090,"date":"2023-10-18T12:35:14","date_gmt":"2023-10-18T10:35:14","guid":{"rendered":"https:\/\/cuentasenelextranjero.com\/?page_id=1090"},"modified":"2026-10-03T20:54:09","modified_gmt":"2026-10-03T18:54:09","slug":"cuenta-en-malta-blackcatcard","status":"publish","type":"page","link":"https:\/\/cuentasenelextranjero.com\/index.php\/cuenta-en-malta-blackcatcard\/","title":{"rendered":"Cuenta en Malta: Blackcatcard"},"content":{"rendered":"<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_69_1 counter-hierarchy ez-toc-counter ez-toc-light-blue ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title ez-toc-toggle\" style=\"cursor:pointer\">Contenido<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 eztoc-toggle-hide-by-default' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/cuentasenelextranjero.com\/index.php\/cuenta-en-malta-blackcatcard\/#IBAN_de_Malta_desde_Espana\" title=\"IBAN de Malta desde Espa\u00f1a\">IBAN de Malta desde Espa\u00f1a<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/cuentasenelextranjero.com\/index.php\/cuenta-en-malta-blackcatcard\/#Que_proteccion_tiene_el_dinero\" title=\"Qu\u00e9 protecci\u00f3n tiene el dinero\">Qu\u00e9 protecci\u00f3n tiene el dinero<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/cuentasenelextranjero.com\/index.php\/cuenta-en-malta-blackcatcard\/#Recompensas_no_intereses_de_un_deposito\" title=\"Recompensas, no intereses de un dep\u00f3sito\">Recompensas, no intereses de un dep\u00f3sito<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/cuentasenelextranjero.com\/index.php\/cuenta-en-malta-blackcatcard\/#Costes_y_apertura\" title=\"Costes y apertura\">Costes y apertura<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/cuentasenelextranjero.com\/index.php\/cuenta-en-malta-blackcatcard\/#Fuentes_oficiales\" title=\"Fuentes oficiales\">Fuentes oficiales<\/a><\/li><\/ul><\/nav><\/div>\n\n<figure style=\"max-width:580px;margin:24px auto\"><img data-recalc-dims=\"1\" loading=\"lazy\" decoding=\"async\" src=\"https:\/\/i0.wp.com\/cuentasenelextranjero.com\/wp-content\/uploads\/2026\/10\/3-blackcatcard-sinpie.png?resize=580%2C580&#038;ssl=1\" alt=\"Blackcatcard: dinero electr\u00f3nico con IBAN MT, no banco\" width=\"580\" height=\"580\" style=\"display:block;width:100%;height:auto\"\/><\/figure>\n<p><strong><a href=\"https:\/\/cuentasenelextranjero.com\/ir\/blackcatcard\" target=\"_blank\" rel=\"noopener noreferrer\">Blackcatcard<\/a> ofrece una cuenta de dinero electr\u00f3nico con IBAN de Malta (MT) y tarjeta de pago.<\/strong> No es una cuenta bancaria ni un dep\u00f3sito. El emisor es Papaya Ltd, entidad de dinero electr\u00f3nico regulada por la Malta Financial Services Authority (MFSA).<\/p>\n<h2><span class=\"ez-toc-section\" id=\"IBAN_de_Malta_desde_Espana\"><\/span>IBAN de Malta desde Espa\u00f1a<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>La ayuda oficial indica que las cuentas reciben IBAN malt\u00e9s. Espa\u00f1a figura entre los pa\u00edses admitidos para emitir la tarjeta, con justificante de domicilio y verificaci\u00f3n del cliente. La admisi\u00f3n final depende de los requisitos y comprobaciones del proveedor.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Que_proteccion_tiene_el_dinero\"><\/span>Qu\u00e9 protecci\u00f3n tiene el dinero<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Papaya Ltd es una entidad de dinero electr\u00f3nico (EMI), no un banco. Los fondos de los clientes se salvaguardan conforme a la normativa aplicable, pero el sistema de compensaci\u00f3n de depositantes no cubre el dinero de estas cuentas. No hay que presentar esta protecci\u00f3n como una garant\u00eda bancaria de dep\u00f3sitos.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Recompensas_no_intereses_de_un_deposito\"><\/span>Recompensas, no intereses de un dep\u00f3sito<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>La p\u00e1gina oficial anuncia una recompensa sobre el saldo de <strong>hasta el 4% anual<\/strong>, abonada mensualmente. El proveedor aclara que no es un producto que devengue intereses. Es un programa de recompensas, no una TAE bancaria ni una rentabilidad garantizada.<\/p>\n<p>Las recompensas sobre el saldo y el cashback por compras son conceptos distintos. Las retiradas, transferencias y operaciones con criptomonedas no cuentan como compras para el cashback. Consulta las condiciones vigentes del programa aplicables a tu cuenta.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Costes_y_apertura\"><\/span>Costes y apertura<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Revisa el tarifario y las condiciones antes de abrir la cuenta o pedir una tarjeta. No todos los env\u00edos, retiradas, tarjetas adicionales o transferencias son gratuitos. Para la verificaci\u00f3n de identidad, sigue los pasos que te indique la app en ese momento.<\/p>\n<p><a href=\"https:\/\/cuentasenelextranjero.com\/ir\/blackcatcard\" target=\"_blank\" rel=\"noopener noreferrer\">Consultar Blackcatcard y sus condiciones<\/a><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Fuentes_oficiales\"><\/span>Fuentes oficiales<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<ul><li>IBAN de Malta<\/li><li>Pa\u00edses admitidos para tarjeta<\/li><li>Entidad y acuerdos legales<\/li><li>Programa de recompensas<\/li><\/ul>\n<p><small>Revisado el 1 de octubre de 2026. Informaci\u00f3n general, no asesoramiento personalizado.<\/small><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Blackcatcard ofrece una cuenta de dinero electr\u00f3nico con IBAN de Malta (MT) y tarjeta de pago. No es una cuenta bancaria ni un dep\u00f3sito. El emisor es Papaya Ltd, entidad de dinero electr\u00f3nico regulada por la Malta Financial Services Authority (MFSA). IBAN de Malta desde Espa\u00f1a La ayuda oficial indica que las cuentas reciben IBAN [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":1092,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"jetpack_post_was_ever_published":false,"footnotes":""},"class_list":["post-1090","page","type-page","status-publish","has-post-thumbnail","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.6 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Cuenta en Malta: Blackcatcard - Cuentas en el extranjero<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/cuentasenelextranjero.com\/index.php\/cuenta-en-malta-blackcatcard\/\" \/>\n<meta property=\"og:locale\" content=\"es_ES\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Cuenta en Malta: Blackcatcard - Cuentas en el extranjero\" \/>\n<meta property=\"og:description\" content=\"Blackcatcard ofrece una cuenta de dinero electr\u00f3nico con IBAN de Malta (MT) y tarjeta de pago. 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